Terms of Service

Last Updated: August 7, 2026

1. Who you are agreeing with

These Terms of Service (the "Terms") are a binding agreement between you and Theodore Chan, doing business as MyLyfe, an individual sole proprietor ("we," "our," "us") who operates the MyLyfe mobile application and website (the "Service"). MyLyfe is not currently an incorporated entity.

By creating an account, or by accessing or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

We may assign these Terms, in whole, to any company we later form or to a successor that acquires the Service. Your agreement continues on the same terms with that entity, without any further action from you.

2. Eligibility

• You must be at least 13 years old. We ask for your date of birth at sign-up and refuse accounts below this age.
• If you are between 13 and 17, you represent that your parent or legal guardian has read and agreed to these Terms on your behalf.
• You must not be barred from using the Service under the laws of your country, and you must not have been previously removed from the Service.

3. Your account

• You sign in with your phone number. You are responsible for keeping access to that number and to your device secure.
• You are responsible for everything that happens under your account.
• The information you give us must be accurate. Impersonating someone else is not permitted.
• Tell us promptly at team.mylyfe@gmail.com if you believe your account has been compromised.

4. Content standards and zero tolerance for abuse

The Service lets people post video and photo content. We have no tolerance for objectionable content or abusive users. By using the Service you agree that you will not post, send, or share content that:

• sexually exploits or endangers a minor, or is sexual content involving anyone under 18 in any form;
• is pornographic, obscene, or sexually explicit;
• harasses, bullies, threatens, defames, or incites violence against anyone;
• promotes hatred or discrimination on the basis of race, ethnicity, national origin, religion, disability, sex, gender identity, age, or sexual orientation;
• depicts graphic violence, self-harm, or encourages suicide or eating disorders;
• promotes illegal activity, or the sale of drugs, weapons, or other regulated goods;
• infringes anyone's copyright, trademark, privacy, or publicity rights;
• shows a person in a private setting without their knowledge, or shares someone's private information without their permission;
• is spam, a scam, or deliberately deceptive.

Reporting, blocking, and our response

• Every piece of content and every user in the app can be reported from within the app.
• You can block any user, which removes their content from your experience and prevents further contact.
• We review reports of objectionable content and act on them within 24 hours, removing content and, where warranted, permanently ejecting the user who posted it.
• You can also email team.mylyfe@gmail.com at any time.

We may remove content or suspend accounts at our discretion, but we are not obliged to monitor content, and we do not pre-screen it. You may encounter content you find objectionable; you use the Service understanding that risk.

5. Your content and the licence you give us

You keep ownership of everything you post. We claim no ownership of your videos, photos, or other content.

So that we can actually run the Service, you grant us a worldwide, non-exclusive, royalty-free, sublicensable licence to host, store, copy, reproduce, reformat, transcode, and display your content, and to submit it — together with the capture context attached to it, such as the city name if you have enabled location — to automated systems, including third-party AI services, in order to generate your weekly recap. This licence exists only to operate, improve, and support the Service, and it ends when you delete the content or your account, except for the residual copies described in our Privacy Policy.

We will not use your content in marketing or advertising without asking you first.

The one place we ask is our website video wall. If you were among the first 1,000 people to join our waitlist, we invite you to upload a short video to show publicly on our homepage. That invitation is optional, it is separate from anything you post in the app, and nothing is published unless you tick the box granting us permission on the upload page. We keep a record of the wording you agreed to and the date you agreed to it. Every submission is reviewed by a person before it appears, and you can ask us to take yours down at any time by emailing team.mylyfe@gmail.com.

You confirm that you have the rights to everything you post, and that:

• you have the permission of anyone identifiable who appears in it;
• posting it does not break the law or anyone else's rights.

6. Acceptable use

You agree not to:

• reverse engineer, decompile, scrape, or attempt to extract the source code of the Service;
• access the Service through automated means, or interfere with its operation or security;
• attempt to access accounts, data, or systems you are not authorised to;
• resell, rent, or commercially exploit the Service without our written permission;
• use the Service to break any applicable law.

7. Optional permissions: contacts and location

Contacts and invitations

If you use the contacts feature, you confirm you have the right to check those numbers against our users. Invitations are composed and sent by you, from your own device and phone number, through your own messaging app. We do not send them for you. You are solely responsible for who you choose to contact and for complying with any laws that apply to messaging them.

Location

Location is optional and off unless you turn it on. If you turn it on, MyLyfe records the city a moment was recorded in, and a coarse coordinate, so that your weekly recap can refer to where you were. What we collect, how coarse it is, and how to erase it are set out in our Privacy Policy. You can withdraw the permission at any time in the app's settings or your device settings.

• If you enable location, the city name attached to your clips forms part of the content submitted to the automated systems described in section 5, and may appear in the recap your friends see. Do not enable it if you do not want that.
• You are responsible for what you choose to record with location enabled. Do not enable it where doing so would reveal the location of someone else who has not agreed to that, or where recording your location is restricted.
• Location is a convenience feature and is best-effort. We do not warrant that a place name is accurate, complete, or present at all, and it must not be relied on for any purpose where accuracy matters.

8. Availability, changes, and your data

• The Service is new and under active development. Features may change, break, or be withdrawn without notice.
• We do not guarantee any level of uptime, availability, or performance.
• We do not guarantee that your content will be retained, backed up, or recoverable. Content may be lost through bugs, outages, provider failure, or deletion. Keep your own copies of anything you cannot afford to lose.
• We may impose limits on storage, posting, or other usage at any time.

9. Third-party services

The Service depends on third parties, including Supabase, Amazon Web Services, Google, Expo, Apple, and Google Play. We are not responsible for their acts, omissions, outages, or terms. Your use of the Service is also subject to the terms of the app store you downloaded it from.

10. Copyright complaints

If you believe content on the Service infringes your copyright, email team.mylyfe@gmail.com with: identification of the work, identification of the infringing material, your contact details, a statement that you believe in good faith the use is unauthorised, a statement under penalty of perjury that your notice is accurate and that you are authorised to act, and your signature. We remove infringing material and terminate repeat infringers.

11. Termination

You may stop using the Service and delete your account at any time from within the app. We may suspend or terminate your access at any time, with or without notice, for any reason, including breach of these Terms. Sections 5 (as to residual copies), 12, 13, 14, 15, 16 and 17 survive termination.

12. Disclaimer of warranties

The service is provided "as is" and "as available," with all faults and without warranty of any kind. To the maximum extent permitted by law, we disclaim all warranties, express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement. We do not warrant that the service will be uninterrupted, secure, timely, or error-free, that defects will be corrected, or that any content will be preserved, backed up, or recoverable.

13. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, content, goodwill, or other intangible losses, arising out of or relating to your use of or inability to use the service, any content posted by you or anyone else, or any conduct of any other user — whether based in contract, tort, negligence, strict liability, or otherwise, and even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for all claims relating to the service will not exceed the greater of (a) the total amount you have paid us in the twelve months before the event giving rise to the claim, or (b) US$100.

What this section does not cover. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, for gross negligence or wilful misconduct, or for anything else that cannot lawfully be excluded. If you are a consumer in the United Kingdom or Australia, you have statutory rights and guarantees that these Terms do not affect — in Australia, nothing here excludes, restricts, or modifies any guarantee under the Australian Consumer Law. Some jurisdictions do not allow the exclusion of certain warranties or liabilities, so parts of sections 12 and 13 may not apply to you.

14. Indemnification

You agree to defend, indemnify, and hold harmless Theodore Chan, doing business as MyLyfe and any future entity, successors, contractors, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your content, your use of the Service, your violation of these Terms, or your violation of any law or the rights of any third party. This does not apply to the extent a claim arises from our own gross negligence or wilful misconduct.

15. Dispute resolution, arbitration, and class action waiver

Please read this section carefully. It affects your legal rights, including your right to bring a lawsuit in court or participate in a class action.

15.1 Talk to us first

Before starting any formal proceeding, you agree to email team.mylyfe@gmail.com describing the dispute and what you want, and to give us 30 days to resolve it informally. Most problems can be sorted out this way.

15.2 Binding individual arbitration

If we cannot resolve it, you and we agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows more limited discovery, and is subject to limited review. The arbitrator's award is binding and may be entered as a judgment in any court of competent jurisdiction.

15.3 Class action and jury waiver

You and we agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims. You and we waive any right to a jury trial.

15.4 Exceptions

Either of us may bring an individual claim in small claims court if it qualifies. Either of us may also seek injunctive relief in court for infringement or misuse of intellectual property rights.

15.5 Where and how

Arbitration will take place in New York, or by telephone or video, or based on written submissions, at your election. If the total claim is US$10000 or less, you may choose to have it resolved entirely on written submissions.

15.6 Your right to opt out

You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing team.mylyfe@gmail.com with the subject line "Arbitration Opt-Out" and including your name and the phone number on your account. Opting out does not affect any other part of these Terms, and we will not treat you differently for doing so.

15.7 Severability of this section

If the class action waiver in 15.3 is found unenforceable as to a particular claim, that claim will proceed in court and all other claims remain in arbitration. If section 15 is found unenforceable in its entirety, disputes will be resolved in the courts identified in section 16.

16. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law rules. Where a dispute is not subject to arbitration, you and we submit to the exclusive jurisdiction of the state and federal courts located in New York. If you are a consumer resident in the United Kingdom, Canada, or Australia, nothing in this section deprives you of the protection of mandatory consumer protection laws of your country of residence, or of the right to bring proceedings in your local courts where the law gives you that right.

17. Apple App Store

If you downloaded the app from the Apple App Store, the following applies:

• These Terms are between you and us only, not with Apple. Apple is not responsible for the app or its content.
• Apple has no obligation to provide any maintenance or support for the app.
• If the app fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price, if any. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever.
• Apple is not responsible for addressing any claim by you or a third party relating to the app, including product liability, regulatory non-compliance, or consumer protection claims.
• Apple is not responsible for investigating, defending, settling, or discharging any third-party claim that the app infringes intellectual property rights.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and are not on any U.S. Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

18. General

• Severability. If any provision is unenforceable, it is modified to the minimum extent necessary, or severed, and the rest remains in force.
• No waiver. Not enforcing a provision is not a waiver of it.
• Entire agreement. These Terms and the Privacy Policy are the whole agreement between us about the Service.
• Assignment. You may not assign these Terms. We may, as described in section 1.
• Force majeure. We are not liable for failures caused by events beyond our reasonable control.

19. Changes to these Terms

We may modify these Terms. If a change is material, we will update the date above and give notice in the app or by other reasonable means before it takes effect. Continuing to use the Service after that means you accept the revised Terms. If you do not accept them, stop using the Service and delete your account.

Questions about these Terms? Contact us at team.mylyfe@gmail.com.